Cash Flow Calculator Ireland 2026
Project your monthly business cash flow in Ireland. Enter income, expenses, and opening balance to calculate closing balance and cash position.
Calculate Monthly Cash Flow
Your Results
Confidence Score
Frequently Asked Questions
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Profit is income minus expenses on an accrual basis. Cash flow is actual cash in minus cash out. You can be profitable but cash flow negative if customers pay late.
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A positive closing balance each month with at least 2–3 months of overheads held in reserve. Seasonal businesses need larger reserves.
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Yes — include VAT receipts as cash in when received, and VAT payments to Revenue as cash out when paid. This reflects the actual cash timing.
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Invoice immediately on completion. Offer early payment discounts. Use invoice factoring. Negotiate longer supplier terms. Pay taxes monthly rather than as a lump sum.
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This calculator shows a single month. For a 12-month forecast, run the calculation 12 times using the prior month's closing balance as the next month's opening balance.
Official Sources
This calculator is based on legislation and guidance from the following official sources:
Need an exact calculation?
D’Emilia Accounting can review your full tax situation — PAYE, self-employed, VAT, payroll and bookkeeping. Most clients are immigrants in Ireland who want the tax system explained clearly, not just a number.
Talk to D’Emilia Accounting →