Your gross salary is your full pay before any deductions. Your net salary (take-home pay) is what you actually receive after income tax, USC, and PRSI are deducted by your employer through PAYE.
Gross to Net Salary Calculator Ireland 2026
See exactly what you take home after income tax, USC, and PRSI deductions. Based on 2026 tax rates.
Quick reference — 2026 take-home estimates
- €30,000 gross → approx. €25,500 net per year (single)
- €40,000 gross → approx. €31,800 net per year (single)
- €50,000 gross → approx. €37,200 net per year (single)
- €60,000 gross → approx. €42,000 net per year (single)
Calculate Take-Home Pay
Your Take-Home Pay Breakdown
Gross Salary
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Income Tax
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USC
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PRSI
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Annual Net Pay
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Monthly Take-Home
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Weekly Take-Home
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Effective Tax Rate
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Estimate only. Results are based on standard credits (Personal Tax Credit + PAYE Credit) and Class A PRSI. Additional credits, pension contributions, or BIK will change your actual take-home pay.
How to read your result
The annual net figure is your total take-home after all deductions. The monthly figure is the annual net divided by 12 — this is what you would expect to see credited to your bank account each month from a salaried job.
Note that your first month's pay in a new job may be lower because Revenue may not have issued your tax credits to your new employer yet. In this case you may be temporarily on the emergency tax basis. You can fix this through myAccount on Revenue.ie.
Frequently Asked Questions
On a €40,000 gross salary in 2025 (single person), you would typically take home approximately €31,800 per year, or about €2,650 per month. Use the calculator above for your exact figure.
No. Employer PRSI is an additional cost paid by your employer on top of your gross salary. It does not appear on your payslip as a deduction from your pay. The total cost to your employer is your gross salary plus 11.05% employer PRSI.
This calculator uses standard 2025 credits and assumes Class A PRSI. Your payslip may differ if you have additional credits (health expenses, rent tax credit), different PRSI class, pension contributions, BIK, or were mid-year when tax credits were applied.
The calculator works on annual figures. To convert: multiply your monthly gross by 12, or your weekly gross by 52. The results will show your monthly and weekly net pay automatically.
A rough rule of thumb: on salaries under €42,000, expect around 75-78% of gross as take-home. On higher salaries the rate drops. However, individual credits and circumstances vary significantly — use the calculator for accuracy.
Official Sources
This calculator is based on legislation and guidance from the following official sources:
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Revenue.ie — Tax credits
Official list of tax credits for 2025.
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Revenue.ie — USC
USC rates and thresholds for 2025.
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Citizens Information — PRSI
Guide to PRSI classes and rates.
Need an exact calculation?
IrishTaxTools provides estimates. D’Emilia Accounting can review your complete circumstances and provide professional assistance with Irish tax, payroll, VAT, bookkeeping and compliance.